April 21, 2025
AgencyUnderstanding Business Insurance Costs: What Affects Your Premiums?
As a business owner, protecting your company with the right insurance is essential. But when it comes to business insurance, one of the most common questions insurers hear is: “Why does my premium cost what it does?” The answer lies in several key factors insurers use to assess risk and determine your rate. The following […]
March 24, 2025
AgencyDoes General Liability Insurance Cover Product Liability Claims?
Many businesses invest in general liability insurance to help manage everyday risks and substantial expenses associated with lawsuits and other claims. This policy is essential for any business that creates, manufactures, distributes or sells a product. Does General Liability Insurance Cover Product Liability Claims? General liability insurance usually includes coverage for product liability claims. This […]
February 25, 2025
AgencyThe Cost of Flood Insurance in Florida: What Factors Impact Your Premium
Flood insurance is an essential safeguard for homeowners in Florida, a state frequently impacted by hurricanes and heavy rainfall. Understanding the factors that influence the cost of flood insurance can help residents make informed decisions about protecting their properties. How Much Is Flood Insurance in Florida? The cost of flood insurance in Florida varies widely, […]
January 28, 2025
AgencyWhat to Do If Your Auto Insurance Policy Is Canceled
Discovering that your auto insurance policy has been canceled can be a stressful and confusing experience. Taking immediate action is crucial to ensure you remain covered and compliant with state laws. Understanding the Reason for Cancellation Insurance companies must provide a notice of cancellation, which includes the specific reason for terminating your policy. Common reasons […]
December 23, 2024
AgencyThe Importance of Having a Business Plan
In the dynamic world of business, proper planning is the cornerstone of success. Even the most skilled employees and inspirational leaders require direction. Whether you run a startup or an established enterprise, having a well-thought-out business plan can make the difference between thriving and merely surviving. What Is a Business Plan? A business plan is […]
October 26, 2024
jeanmervilusHow to Choose Health Insurance for Small Businesses
Choosing the right health insurance plan for employees is crucial for small businesses. It impacts not only the well-being of employees but also the overall productivity and satisfaction within the company. The right coverage can have both direct and indirect impacts on an organization’s finances, such as increased profits and better attraction and retention. Key […]
September 23, 2024
AgencyHow to Use Life Insurance to Pay Off Debt
Life insurance is a valuable financial tool primarily designed to protect your loved ones during your death. It can also be a resource for managing and paying off debt while still alive. If you have a whole life or universal life insurance policy, you have accumulated cash value that can be accessed during your lifetime. […]
June 19, 2024
AgencyHow Working From Home Affects Home Insurance Coverage
As more people embrace remote work, the lines between personal and professional life blur. If you work from home, it’s essential to understand how it impacts your home insurance coverage. Homeowners Insurance and Working From Home While there’s no specific work-from-home insurance, your homeowners insurance may offer some coverage for business-related equipment. The following are […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]